Design PhilosophyVersatility is the key word for the MT500 freezing Point Gilet- the ideal insulating mid layer worn under an MT500 Jacket in cold wet weather or adding extra warmth on top of the popular MT500 Long Sleeve Jersey, perfect for cold dry days, common in some parts but seldom seen in Scotland! Multi Fabric InsulationBeat the wind and cold with PrimaLoft® Gold Insulation panels o combined with stretch thermal softshell fabric with a new Primaloft® inner face on the back gives you unrestricted movement allowing you to tackle the toughest winter trails. PrimaLoft® Gold Active InsulationPrimaLoft® Gold Active insulation boasts class leading warmth to weight ratio, tiny pack size, water-repellency, 4 way stretch and superb breathability, making it the ultimate insulation for on-bike-wear.